There’s no credit check needed, and it’s totally free. If you’re not interested in another credit card, consider applying for the Red Card Debit Card instead. You can apply conveniently and quickly online – the entire application process should take less than 15 minutes! Why wouldn’t you want to save a little extra on the items you’re already buying? □♀️ And because now you can opt for the Credit, Debit, or Reloadable Card version and still get all the SAME perks, a Target Red Card is really a no-brainer!Īpplying for a Target Red Card Credit or Debit Card is really easy, too! Target’s 5% off Red Card discount will also stack with the already discounted sale or clearance items and Target Circle offers, so you can scoop up all the Target deals your heart desires at the very best prices! What’s the best part about having a Target Red Card? Be sure to review this list of all the Red Card Reloadable fees before using your card! To avoid ATM fees, Reloadable Red Card holders can use the in-network Allpoint ATMs at Target for any withdrawals. To avoid this fee, you can choose the “Money in Days” option instead. If you want to use the “Money In Minutes” feature of the Mobile Check Capture service to reload your account, that will incur a fee. This service is totally free for cardholders! In fact, there aren’t many fees associated with the Red Card Reloadable Account at all as there is no annual fee, and reloading your card is free too! You can also get your paycheck or government benefits up to two days early when you set up direct deposit on your Reloadable Account. The Target Red Card Reloadable Account is similar to Target’s Debit Card, but instead of linking to your checking account, your Target Red Card Reloadable Account can be preloaded with cash at Target. This card offers all the same benefits as the other Red Card options, but it doesn’t require a credit check or bank account! To get a Reloadable card, you just need to be 18+ years old, have a valid email address, and provide your Social Security Number to verify your identity. Note that the coupon does not apply to these cards, but it is still a nice option! In addition to the Credit and Debit Cards, Target is now offering a third option – the Target Red Card Reloadable Account. Plus, through August 19th, Target is offering a coupon for a whopping $50 off a purchase over $50 that will be included with your NEW Target RedCard (valid on the debit and credit card options)! The $50 off coupon will be mailed to approved cardholders with their Red Card and will be valid through 9/18/23. You also score FREE 2-day shipping on most items on, get extended time for returns, and more! The Target Red Card is one of our absolute favorite store credit cards because of all the cardholder perks and exclusive offers that come with it!īeing a Red Card holder means that you save 5% every day on Target purchases (no promo code required!). Check out the benefits of a Target Red Card and why we think it’s a must-have for Target Shoppers! T arget shoppers, apply for a new Red Card and score a BIG discount! □
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